Today it was sunny

For those of you who don’t live in Scotland, you may not understand what a wonderful statement it is to say ‘today it was sunny’. For six months of the year, October to March, the hours of darkness far outweigh the hours of light. Frequently at midday on a February morning, we have the lights on,… Continue reading Today it was sunny

Asset Allocation?

Today’s post comes from Akash Sky, who blogs at www.Akashsky.com about investing and increasing his net worth to $99K. Disclaimer: This post does not constitute investment advice. It is for information purposes only. We recommend you take professional financial advice. Asset Allocation? Asset allocation is a fancy term to describe what investments you buy.  If you buy… Continue reading Asset Allocation?

FIRE – You’re Financially Independent – What next?

Beach Time

You wake up one day and you realise you have done it. You have achieved FIRE (Financial Independence, Retire Early). The Holy Grail. Life is certainly going to be different from now on. But What Next? I achieved FIRE aged 55. Pretty old by today’s standards, but as no-one had ever told me about FIRE… Continue reading FIRE – You’re Financially Independent – What next?

April 2017 – End of Year Finances

My Investment Return Rate

The end of the financial year in the UK was on 5 April 2017. For me, this is the time to take a look at my year end finances and review how my investments performed. It is also a time to sit down and start getting the paperwork ready for the UK taxman….. DISCLAIMER : I am… Continue reading April 2017 – End of Year Finances

Positive Retirement

Sitting in the sun is allowed

Positive Retirement. Retirement is often considered a negative experience, yet it should be a positive one. As more people aim for FIRE (Financial Independence, Retire Early), early retirement is becoming more common. It often doesn’t mean retirement, as in sitting in your chair by the fire, whiling away the hours, but freedom to follow a… Continue reading Positive Retirement

Inspiration From My Morning Walk

Highland Cows

Today I got a lot of inspiration from my morning walk. We often walk around Mortonhall / Braid Hills / Pentland Hills. There are no roads, and it is lovely countryside. We can also choose a variety of walks depending on how energetic we feel. It was a bit cool, but clear, and I confess… Continue reading Inspiration From My Morning Walk