2017 – 1st Quarter Summary

2017 started with a post – Dream Big. When I wrote it, I was in New Zealand, the weather was brilliant, I was warm. Now I am back in Scotland, and while we have had a very reasonable / almost warm winter, it is still ‘coats weather!’ So how am I getting on? My goals… Continue reading 2017 – 1st Quarter Summary

Awesome April Money Saving Ideas

Awesome April. Following on from Frugal February and Miserly March, I thought it was time to be a bit more upbeat. Frugal and Miserly suggest a Scrooge concept, which is just totally wrong. Living within your means and not being wasteful is just good sense. April in the Northern Hemisphere is a lovely month. The worst of the… Continue reading Awesome April Money Saving Ideas

Retirement Travels 2016 – Spring in Barcelona

We retired 5 years ago, and since then, we have had some fantastic trips. About 3 years ago, I was staying with some friends, and I was asked what I would do if I won the lottery. I replied that I already felt like we had won the lottery. My husband and I have enough money… Continue reading Retirement Travels 2016 – Spring in Barcelona

Budgets – Are they a good idea?

Budgets – you either love them or hate them. This morning I read Root Of Good‘s post on his last years budget which kick-started my thinking.  J Money is a great salesman for budgets. I am less convinced. In my experience budgets work like diets, as soon as you set one up, you are tempted to… Continue reading Budgets – Are they a good idea?

Retirement Travels 2017 – Bay of Islands NZ

The Retirement Travels 2017 continue.  Our one month trip to New Zealand has just ended. The last week of it we spent in the Bay of Islands with our son and daughter-in-law.  We all had a great time. The weather was good, the scenery was amazing, the accommodation worked well. In short, a great holiday.… Continue reading Retirement Travels 2017 – Bay of Islands NZ

Retirement Travels 2017 – New Zealand South Island, West Coast

For the first stage of our Retirement Travels 2017, we decided to head to the West Coast of the South Island of New Zealand. We left Christchurch in glorious sunshine and travelled West. Unfortunately as we neared the Southern Alps, the weather closed in, and we weren’t able to see much of the stunning scenery… Continue reading Retirement Travels 2017 – New Zealand South Island, West Coast