Edinburgh Rain

Edinburgh Rain. It is ‘summer’ here. Today it is the 29th June. We are 1 week after the longest day. It is 11:30am. I have the light on.  The rain is pouring down. This is the second day this week we have torrential rain. Basically it is horrible. On Tuesday it also rained until late afternoon.… Continue reading Edinburgh Rain

Our Drawdown Strategy

We are already retired, so maybe it’s a bit late to be talking about our Drawdown Strategy. But the answer is, if we had not had a Drawdown strategy then we would have been foolish to retire. Retirement Money Strategy When we did the initial sums for early retirement about 8-10 years ago, we had… Continue reading Our Drawdown Strategy

June – 10 Money Saving Tips

For those of you who live in the Northern Hemisphere, June is usually a lovely month. Here in Scotland, It is a month of long days and short nights. Just at the minute it is getting dark after 10pm and dawn around 4am. The dawn chorus does a very good job of waking me up,… Continue reading June – 10 Money Saving Tips

Portrush and Creativity

As some of you may know, one of the things I enjoy is Casting Silver. I love the creativity. I use ‘found’ objects, be it stones, twigs, pieces of bark. Basically anything. So wherever I am, particularly when I am on holiday, I look for things which would make great pieces of jewellery. This week, I was… Continue reading Portrush and Creativity

Moving from Procrastination to Time Management

  Procrastination is the name of the game. I am amazed to think of the amount of work I used to get through. One day’s work would keep me busy for a week today. E-mails were a drag on my life with literally hundreds coming in each day, of which only a fraction were important.… Continue reading Moving from Procrastination to Time Management